Clarity and Confidence for California Homeowners
When housing problems hit, confusion and fear take over.
We help you understand what’s happening, spot red flags, and take safe next steps, without the overwhelm.
Housing Issues Shouldn’t Feel Like a Maze
Most people feel lost when dealing with:
Shady contractors
ADU/tiny home scams
Permit or zoning problems
Confusing notices or contracts
Unclear rules from agencies
Senior housing or accessibility issues
Mortgage or homeownership red flags
49.7%
U.S. renter households spent more than 30% of their income on housing costs in 2023.
Source: Census.gov
76%
A national survey found 76% of Americans believe housing affordability in their communities is deteriorating.
Source: CAFP
One wrong move can cost thousands.
Not knowing what to do next makes everything worse.
You deserve clarity, protection, and a guide who knows how to navigate the system.
You Don’t Need a Lawyer or a Contractor. You Need Clarity.
Hi, I’m Andrea Montano, founder of Roof Over My Heart.
Years ago, I stood inside the half-built shell of a home I’d poured my savings into, betrayed by a contractor who vanished after taking my money. I had no guide, no clear steps, and no one to help me understand what just happened.
So I learned the system.
I researched the laws.
I studied fraud patterns.
And I turned that pain into purpose.
What we offer
Where Clarity Meets Protection
We don’t take over your case. We don’t drown you in jargon.
We guide you with calm, clear direction so you can make safe, confident decisions.
Clarity & Confidence Consultation
A 20–30 minute session that gives you:
Clear explanation of your situation
Red flag identification
Your next 2–3 steps
Optional document review
Bonuses tailored to your needs
Protection & Advocacy Program
For those needing deeper support:
60–90 minute deep-dive consultation
Full contract/document review
Fraud and risk analysis
Personalized Housing Protection Plan
Agency scripts + instructions
30 days of email support
Access to resource library
Housing Justice Circle
Ongoing support & community:
Monthly housing-rights workshops
Scam alerts and new-law updates
Resource vault access
Quarterly AMA calls
Member-only discounts
Impact reports
How It Works - Our 3 Step Process
Getting Help Is Simple
Step 1. Book a Consultation
Pick a time that works for you.
Step 2. Get Your Personalized Plan
We break down your situation and give you clear, safe next steps.
Step 3. Move Forward With Confidence
Whether you handle it yourself or want deeper help, you’ll finally feel in control.
Get the Clarity You Deserve. Protect What Matters Most.
Take the first step toward a safer, more confident housing journey.
The Housing System Is Complex. Mistakes Are Costly.
If you keep guessing your way through it, you risk:
Paying for illegal work
Falling into scams
Losing deposits
Missing critical deadlines
Making decisions you can’t undo
Feeling scared and alone
You deserve better. You deserve clarity and confidence.
Dedicated to your success
Read our blog of successful case studies